@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Libre+Baskerville:wght@400;700&display=swap');
:root{--navy:#102d46;--ink:#19334b;--gold:#bd8c35;--cream:#faf7f0;--sand:#ede4d5;--muted:#5b6972}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.65}a{color:inherit}a:focus-visible,button:focus-visible{outline:3px solid var(--gold);outline-offset:4px}.container{max-width:1160px;margin:auto;padding:0 26px}.top{background:#fff;border-bottom:1px solid #e9e1d6}.top .container{min-height:94px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{text-decoration:none;color:var(--navy);display:flex;gap:14px;align-items:center}.star{color:var(--gold);font-size:38px;line-height:1}.brand strong{font:700 28px/1.1 'Libre Baskerville',Georgia,serif;letter-spacing:1px;display:block}.brand small{font-size:10px;letter-spacing:3.5px;display:block;margin-top:7px}.nav{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.nav a{text-decoration:none;font-weight:600;font-size:14px}.nav a:hover{color:#946619}.nav .navcta{background:var(--navy);color:white;padding:11px 16px;border-radius:4px}.nav .navcta:hover{background:#244d70;color:white}.hero{position:relative;background:linear-gradient(90deg,rgba(250,247,240,.98) 0%,rgba(250,247,240,.96) 40%,rgba(250,247,240,.45) 67%,rgba(250,247,240,.04) 100%),url('assets/texas-ranch-hero.jpg') center/cover;min-height:505px;display:flex;align-items:center}.hero .container{width:100%;padding-top:55px;padding-bottom:65px}.eyebrow{color:#8b5a24;letter-spacing:3px;text-transform:uppercase;font-weight:700;font-size:12px}.hero h1{font:700 clamp(35px,5vw,66px)/1.13 'Libre Baskerville',Georgia,serif;max-width:790px;letter-spacing:-2px;margin:18px 0 16px;color:var(--navy)}.hero h1 em{font-style:normal;color:#8e5725}.lead{font-size:19px;max-width:620px}.btn{display:inline-block;text-decoration:none;border:0;background:var(--gold);color:#132e45;font-weight:700;letter-spacing:.5px;padding:13px 24px;border-radius:3px;margin-top:14px}.btn:hover{background:#d4a34c}.btn.dark{background:var(--navy);color:#fff}.btn.dark:hover{background:#31516b}.section{padding:75px 0}.section h1,.section h2{font:700 clamp(29px,3vw,42px)/1.3 'Libre Baskerville',Georgia,serif;color:var(--navy);margin:8px 0 18px}.section p{max-width:750px}.tiles{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-top:-45px;position:relative;z-index:1}.tile{background:#fff;box-shadow:0 8px 25px #102d4620;border:1px solid #e7e1d6;text-decoration:none;overflow:hidden;transition:transform .2s}.tile:hover{transform:translateY(-3px)}.tile .art{height:125px;background-size:cover;background-position:center}.tile .name{display:block;background:var(--navy);color:#fff;text-align:center;padding:15px 6px;font-size:12px;letter-spacing:1px;font-weight:700;text-transform:uppercase}.tile:nth-child(1) .art{background:linear-gradient(#17344b16,#17344b16),url('assets/texas-ranch-hero.jpg') center/cover}.tile:nth-child(2) .art{background:linear-gradient(135deg,#526a78,#b5a28a)}.tile:nth-child(3) .art{background:url('assets/farm-tractor.jpg') center/cover}.tile:nth-child(4) .art{background:linear-gradient(135deg,#bc965e,#354e52)}.tile:nth-child(5) .art{background:linear-gradient(135deg,#79694c,#b8a58a)}.split{display:grid;grid-template-columns:1fr 1.12fr;gap:55px;align-items:center}.portrait{width:100%;height:440px;object-fit:cover;object-position:center 32%;border-radius:3px;box-shadow:15px 15px 0 var(--sand)}.subtle{color:var(--muted)}.paper{background:#fff}.navy{background:var(--navy);color:#fff}.navy h2{color:white}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid #e4ded2;padding:27px;border-radius:3px}.card h3{font:700 20px 'Libre Baskerville',Georgia,serif;color:var(--navy)}.card p{color:var(--muted)}.callout{background:var(--sand);padding:32px;margin:24px 0;border-left:4px solid var(--gold)}.footer{background:#0e293f;color:#e7e9eb;padding:34px 0;font-size:14px}.footer .container{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.footer a{color:#fff}.notice{font-size:13px;color:#695d4c}.pagehero{background:linear-gradient(115deg,#f6f0e5,#e8dcc8);padding:64px 0 48px}.pagehero h1{font:700 clamp(32px,4vw,50px)/1.2 'Libre Baskerville',Georgia,serif;max-width:800px;color:var(--navy)}.pagehero p{font-size:18px;max-width:700px}.details{display:grid;grid-template-columns:repeat(2,1fr);gap:25px}.details>div{background:white;padding:28px;border:1px solid #e5ddcf}.faq details{background:white;margin:12px 0;padding:18px 22px;border:1px solid #e8e1d5}.faq summary{cursor:pointer;font-weight:700}.fine{font-size:13px;color:var(--muted)}@media(max-width:950px){.top .container{display:block;padding-top:20px;padding-bottom:20px}.nav{margin-top:18px;gap:16px}.tiles{grid-template-columns:repeat(3,1fr)}.split{gap:30px}}@media(max-width:650px){.hero{background:linear-gradient(90deg,#faf7f0e8,#faf7f0a8),url('assets/texas-ranch-hero.jpg') center/cover;min-height:440px}.hero h1{letter-spacing:-1px}.tiles{grid-template-columns:repeat(2,1fr);margin-top:-20px}.tile .art{height:105px}.split,.cards,.details{grid-template-columns:1fr}.portrait{height:auto}.section{padding:50px 0}.nav{gap:11px}.nav a{font-size:12px}.brand strong{font-size:21px}.footer .container{display:block}}

/* Beta photography updates */
.tile:nth-child(1) .art{background:url('assets/home-insurance.jpg') center/cover}
.tile:nth-child(2) .art{background:url('assets/auto-insurance.jpg') center/cover}
.tile:nth-child(3) .art{background:url('assets/farm-tractor.jpg') center/cover}
.tile:nth-child(4) .art{background:url('assets/life-insurance.jpg') center/cover}
.tile:nth-child(5) .art{background:url('assets/business-insurance.png') center/cover}
.card{padding:0;overflow:hidden}.card img{display:block;width:100%;height:190px;object-fit:cover}.card h3,.card p{margin-left:24px;margin-right:24px}.card p{padding-bottom:20px}

/* Beta 3: six complete photographic insurance tiles */
.wide-tiles{max-width:1500px}.tiles{grid-template-columns:repeat(6,minmax(0,1fr));gap:12px;margin-top:-35px}.tile{border-radius:5px;display:flex;flex-direction:column}.tile-photo{width:100%;height:165px;object-fit:cover;display:block}.tile-info{background:var(--navy);color:#fff;display:flex;flex:1;align-items:center;flex-direction:column;text-align:center;padding:10px 10px 15px;gap:6px}.tile-icon{font-size:23px;color:#e4b35d;line-height:1.2}.tile-info strong{font:700 15px/1.35 'Libre Baskerville',Georgia,serif}.tile-desc{font-size:12px;line-height:1.4;flex:1}.tile-link{display:block;background:#e7b75d;color:#102d46;padding:7px 12px;border-radius:4px;font-size:12px;font-weight:700;width:90%;margin-top:5px}.tile:hover .tile-link{background:#f4cd84}@media(max-width:1050px){.tiles{grid-template-columns:repeat(3,minmax(0,1fr))}}@media(max-width:650px){.tiles{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:-20px}.tile-photo{height:130px}.tile-info strong{font-size:12px}}

/* BETA 4: Stronger agency branding in the header; all pages */
.top .container{max-width:1500px;gap:20px;min-height:112px}
.brand{flex-shrink:0;gap:14px}
.brand .star{font-size:46px}
.brand strong{font-size:clamp(30px,2.7vw,40px);line-height:1.12;letter-spacing:1.5px}
.brand small{font-size:clamp(12px,1.15vw,16px);letter-spacing:3.1px;margin-top:5px;font-weight:700}
.nav{gap:clamp(10px,1.35vw,21px)}
.nav a{font-size:13px}
@media(max-width:1100px){.top .container{display:block;padding-top:16px;padding-bottom:17px}.nav{margin-top:15px}.brand strong{font-size:34px}.brand small{font-size:13px}}
@media(max-width:650px){.brand strong{font-size:clamp(25px,7vw,34px)}.brand small{font-size:11px;letter-spacing:2px}.brand .star{font-size:35px}.top .container{min-height:auto}}

/* BETA 5: Carrier ribbon awaiting Kris's approved carrier list and logos */
.carrier-ribbon{background:#f5f0e5;border-top:1px solid #e6dcc9;padding:36px 0 40px;text-align:center}
.carrier-ribbon h2{font:700 25px/1.3 'Libre Baskerville',Georgia,serif;color:var(--navy);margin:0 0 7px}
.carrier-ribbon p{font-size:14px;color:#5b6972;margin:0 auto 23px;max-width:700px}
.carrier-logo-row{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}
.carrier-logo-row span{min-height:72px;border:1px dashed #c4bba9;background:#fffaf1;display:flex;align-items:center;justify-content:center;color:#817969;font-size:13px;border-radius:4px}
@media(max-width:650px){.carrier-logo-row{grid-template-columns:repeat(2,minmax(0,1fr))}.carrier-ribbon{padding:28px 0}}
    .carrier-ribbon { display: none !important; }