Choosing A Home Insurance Policy? Here’s How to Choose Your Best Policy

Homeowners Insurance sign with sky background

Home insurance is more than just peace of mind. Your mortgage company often requires it, and it may be required by the community you live in. When looking at the many policies available, it can be tempting to choose the one with the lowest price. However, that may not be the best one for your […]

Whole Life or Term Life Insurance: Choosing the Best Option for You

Paper family of four under a Life Insurance paper cutout umbrella

When you go to sign up for the perfect life insurance plan, you must weigh your personal needs, family status, and budget constraints to find the best option. Through every life stage, you will have the opportunity to choose between whole life and term life coverage – Or even a combination of those two plans. […]

Why Renter’s Insurance? Do I Really Need It?

Applying for a Renters Insurance, Renters Insurance application form with a pen on a desk

Do you really need to buy insurance if you rent an apartment or even a home? The short answer is “yes, always”, but understanding what this useful product is and how it protects you will help you get a handle on why you really need coverage if you don’t own the place you are living […]

How Does Your Credit Affect your Insurance Rates in Texas?

woman holding credit score sign

Texas is similar to most other states in that your credit score and history will be used to set your insurance rates; only California, Hawaii, and Massachusetts avoid using credit scoring when rates are calculated. Drivers with better credit scores generally receive better rates than those with poor credit. Learning more about the way credit impacts […]