What does a Home Insurance Policy Cover?

A mini house sitting on coins and under an umbrella, beside the words "Homeowners Insurance"

Home insurance is a vital part of making sure that your home is protected, but a basic policy won’t cover every kind of damage that can affect your house. The amount of coverage you receive varies by policy, but one thing is always guaranteed: certain types of property damage will not be covered unless you […]

What Coverage should I Get for my Livestock?

A woman in a turquoise shirt holds up a chicken beside the words "Livestock Insurance"

Having the right coverage is important for every home and business. If you decide to raise livestock – whether for personal or commercial purposes – it’s important that this livestock is insured. After all, getting livestock is a large investment, and there is a wide range of problems that may occur with these animals. If […]

How are Auto Insurance Premium Amounts Determined?

A man holds a floating image of a car between his hands beside the words "Auto Insurance Premiums"

When was the last time you took a detailed look at your auto insurance premium? By assessing not just the total premium amount for your policy, but also looking at a breakdown of your insurance costs, you can get a better idea of exactly what you’re paying for. After all, there are a lot of […]

Insurance Premium vs Insurance Deductible

A man holds a paper umbrella over a paper family who stand beside their paper car, and there are the words "Insurance Premium vs Deductible"

If you’ve ever shopped for an insurance policy—whether it be for auto, home, or business insurance—then you probably know just how complicated some of the terminology can be. From premiums and primaries to deductibles and declarations, things can often get confusing. When shopping for any type of insurance, it’s important to understand the differences between a premium […]

6 Kinds of Business Insurance you May Need

A row of wooden dominoes are toppling over but a man hold his hand out to keep the chain reaction from going any further above the words "Business Insurance"

Starting a new business involves a number of big challenges. Focusing on profits is not the only role of a new business owner; managing risk is also a key factor for success. For a small business or new company, risk translates into potential legal and litigation costs. Legal actions can decimate a new business, often […]

Steps to Take after Texas Hail Storms

A man sits at a table about to sign a document , above the words "Immediate Steps to Take After a Hail Storm"

While you may be aware that hail season is fast approaching, you can never predict when or how many times it will strike, and it often develops with short notice. Fortunately, with the right insurance and the proper knowledge of what to do after a hail storm, you can make sure to protect your property, […]

Top 3 Types of Insurance Everyone Should Consider

An orange umbrella with the numbers 1, 2, 3 is held above a sea of black umbrellas beside the words "Top 3 Types of Insurance Everyone Should Consider"

Whether you’re saving to buy a home or you’re trying to build a cushion for retirement, any one of life’s many unexpected issues can derail your hard work. Purchasing the right amount and type of insurance can help prevent these unexpected issues from throwing you completely off course. Some kinds of insurance are required by […]

Does Bundling Really Save You Money on Insurance?

Wood tile, people, car, and home with words Does Bundling Really Save On Insurance? When To Bundle and When Not To

It’s common wisdom that bundling your insurance services together with the same insurer will save money. In fact, it is almost always the top piece of advice on insurance advice blogs. So, is it true? In general, it is not a bad idea – many providers will indeed give a discount if you bundle and […]

Choosing the Right Deductible for Insurance Policies​

Small white house with a red roof surrounded by coins and a person in the background writing on paper and the words "How to Choose the Right Deductible for You"

No matter what kind of insurance you need, saving money is at the top of everyone’s list when choosing insurance coverage. Several things affect your insurance rates, and one of them is the amount of the deductible you choose for your policy. Choosing the right deductible is crucial to ensure it is the right financial decision for you since […]