Why Renter’s Insurance? Do I Really Need It?

Applying for a Renters Insurance, Renters Insurance application form with a pen on a desk

Do you really need to buy insurance if you rent an apartment or even a home? The short answer is “yes, always”, but understanding what this useful product is and how it protects you will help you get a handle on why you really need coverage if you don’t own the place you are living […]

How Does Your Credit Affect your Insurance Rates in Texas?

woman holding credit score sign

Texas is similar to most other states in that your credit score and history will be used to set your insurance rates; only California, Hawaii, and Massachusetts avoid using credit scoring when rates are calculated. Drivers with better credit scores generally receive better rates than those with poor credit. Learning more about the way credit impacts […]